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Unlock Your Business Potential with our flagship offering,
Term Financing-i
- Margin of finance up to 100% from the cost of project
- Maximum financing limit up to RM 10 million
- Financing tenure up to 20 years (240 months)
- Competitive profit rates.

Introducing SME KT, the cutting-edge addition to KT's diverse range of services. Our mission is to empower visionary entrepreneurs, like you, to unlock the full potential of your business dreams.
- Term Financing-i: Our Shariah-compliant financial products are meticulously crafted to suit the dynamic needs of SME entrepreneurs, providing the essential support you need for your journey to success
Elegibility
The eligible applicants include members and the general public as follow:
- Small & Medium Enterprises (SMEs)
- Enterprise Companies (Single Ownership & Partnership)
- Private Limited Companies (Sdn Bhd)
- Cooperatives registered with SKM
- Companies that have been in operation for at least two (2) years and above
Required Documents:
- 1. Application forms
- 2. Certified Copy of Director and Shareholder / Owner / Partner Identification Cardy.
- 3. Copy of accounts for the last 3 years.
- 4. Statement of current / savings account for the last 6 months.